Paul Rubin headshot

Emeritus Professor
Emory University

Professor Rubin’s main area of research is Law and Economics. He has written on many aspects of this subject. Recent papers have examined the effects of tort reform on death rates (tort reform leads to fewer accidental deaths) and the deterrent effect of capital punishment (it is a significant deterrent). He has also completed a survey article on the economics of the Bill of Rights. (These papers have been coauthored with colleagues at Emory.) A few years ago he completed a book on the evolution of economic and political behavior. He also write on policy issues, and has had several op-eds in the Wall Street Journal and other newspapers. Two favored topics are the regulation of pharmaceuticals and the economics of privacy and information.


Consumer Protection

Popular Media

Medical Billing: A warning

Recently the Wall Street Journal had an article about medical billing errors.  These can be very costly because they can impact your credit rating.  But there is one billing practice they missed.  Some health care providers (we have found this with two and it is probably more common) begin the billing date as of the date of service but don’t send a bill until insurance has paid their part.  Then when they do send a bill for the coinsurance  it is “late” and they threaten to turn it over to a collection agency.  In other words, the very FIRST bill you may get already has your account as delinquent.

Filed under: consumer protection, personal finance