Thomas B. Pahl is the retired deputy director of the Consumer Financial Protection Bureau, where he served from July 2020 through January 2021. Before his term at the CFPB, Pahl served as policy associate director for research, markets, and regulations beginning in April 2018. Previously, Pahl was the acting director of the Bureau of Consumer Protection at the Federal Trade Commission.
From 2013–2016, Tom served as managing counsel for the Office of Regulations at the CFPB. He has also held previous roles at the FTC focused on enforcement, rulemaking, and policy on financial services matters, including assistant director of the Division of Financial Practices. Pahl received his BA from the College of St. Thomas and his JD from Northwestern University School of Law.