Why the U.S. Must Lead the Stablecoin Revolution

Todd J. Zywicki May 1, 2026

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Stablecoins—digital dollars that move instantly across borders without banks—are quickly becoming a serious part of the financial system. Global movement of stablecoins (primarily among capital markets) amounted to $10.9 trillion worldwide in 2025. And consumers around the world are exhibiting growing interest in using stablecoins for purchases, cross-border transactions, and peer-to-peer payments. Stablecoins are here to stay and are poised to occupy an increasingly large role in the economy. The real question is whether the United States will lead this shift or let it move overseas.

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