Colorado’s Swipe-Fee Fix Is a Big-Box Gift That Would Burden Small Businesses

Julian Morris May 29, 2026

Colorado Sun View Original Source

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Colorado lawmakers say they want to lower prices for consumers. Their latest idea would more likely pad the margins of big-box retailers, while sticking small merchants and cardholders with the bill.

The state Senate recently passed Senate Bill 134, which now sits on Gov. Jared Polis’ desk. The bill would bar some banks and card networks from charging interchange fees on the sales-tax portion of card transactions. Supporters say merchants would save millions and pass those savings along to consumers. That sounds appealing. But the evidence points the other way.

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