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January 1, 2014

Uncertainty, Evolution and Behavioral Economic Theory

Armen Alchian was one of the great economists of the twentieth century, and his 1950 paper, Uncertainty, Evolution, and Economic Theory, one of the most important contributions to the economic literature.

Antitrust & Consumer Protection

December 20, 2010

Amicus Brief in Fifth Circuit Tobacco Master Settlement Case

Joshua Wright & Todd Zywicki

On November 23, 1998, the Attorneys General of 46 states signed an agreement settling allegations that the largest four tobacco manufacturers defrauded the states of Medicaid expenses.

Antitrust & Consumer Protection

October 27, 2010

The Economics of Credit Cards

Geoffrey A. Manne & Todd Zywicki

WATCH: Video

Financial Regulation

June 2, 2010

THE ECONOMICS OF PAYMENT CARD INTERCHANGE FEES AND THE LIMITS OF REGULATION

Todd Zywicki

Summary Fresh off of the most substantial national liquidity crisis of the last generation and the enactment of sweeping credit card regulation in the form of the Credit CARD Act,…

Financial Regulation

December 9, 2009

The Merchants’ Insincere Concern About Cross-Consumer Subsidies

Todd Zywicki

In my first post I argued that consumers as a group would likely be made worse off as a result of artificially imposed reductions in interchange fees. This post considers a second…

December 8, 2009

Regulating Interchange Fees will Promote Term Repricing that will be Harmful to Consumers and Competition

Todd Zywicki

Todd J. Zywicki is Foundation Professor of Law at George Mason University School of Law. Although the mechanisms vary, legislation pending before Congress on interchange has a basic central purpose—to reduce…