October 25, 2013

What Would the Consumer Financial Protection Bureau Say About Healthcare.gov?

Thomas Lambert

In yesterday’s hearings on the disastrous launch of the federal health insurance exchanges, contractors insisted that part of the problem was a last-minute specification from the government:  the feds didn’t…

Antitrust & Consumer Protection

September 20, 2012

Ginsburg & Wright on Behavioral Law and Economics: Its Origins, Fatal Flaws, and Implications for Liberty

Joshua Wright

My paper with Judge Douglas H. Ginsburg (D.C. Circuit; NYU Law), Behavioral Law & Economics: Its Origins, Fatal Flaws, and Implications for Liberty, is posted to SSRN and now published…

Antitrust & Consumer Protection

July 19, 2012

Macey Throws Some Cold Water on the CFPB’s New Mortgage Disclosures

Joshua Wright

In the WSJ, Professor Macey takes measure of the CFPB’s new mortgage disclosures and finds them lacking: The CFPB is proposing to revise the old forms into a new Loan…

Antitrust & Consumer Protection

June 1, 2012

New Article Forthcoming in Yale Law Journal: The Antitrust/ Consumer Protection Paradox: Two Policies At War With One Another

Joshua Wright

Yale Law Journal has published my article on “The Antitrust/ Consumer Protection Paradox: Two Policies At War With One Another.”  The hat tip to Robert Bork’s classic “Antitrust Paradox” in…

Antitrust & Consumer Protection

September 9, 2011

My Reflections on The Senate CFPB Hearing

Joshua Wright

[Cross-posted at PYMNTS.COM] Richard Cordray’s nomination hearing provided an opportunity to learn something new about the substantive policies of the new Consumer Financial Protection Bureau.  Unfortunately, that opportunity came and…

Antitrust & Consumer Protection

August 29, 2011

Natural Disasters and Payday Lending

Joshua Wright

There has been plenty of Hurricane Irene blogging, and some posts linking natural disasters to various aspects of law and policy (see, e.g. my colleague Ilya Somin discussing property rights…

Antitrust & Consumer Protection

July 26, 2011

Cooper and Kovacic on Behavioral Economics and Regulatory Agencies

Joshua Wright

There is an embarrassing blind spot in the behavioral law and economics literature with respect to implementation of policy whether via legislation or administrative agency.  James Cooper and William Kovacic…

Antitrust & Consumer Protection

June 22, 2011

Cassandra, the Fear of Overregulation, and the CFPB

Joshua Wright

In the Huffington Post, Marcus Baram warns against those who claim to be concerned about over-regulation on Wall Street and in the consumer protection sphere.  Baram writes: Today, Wall Street…

Antitrust & Consumer Protection

June 21, 2011

Debiasing: Firms Versus Administrative Agencies

Joshua Wright

Daniel Kahnemann and co-authors discuss, in the most recent issue of the Harvard Business Review (HT: Brian McCann), various strategies for debiasing individual decisions that impact firm performance.  Much of…

Antitrust & Consumer Protection